BEGIN:VCARD
VERSION:3.0
N:Zhu;Michael
FN:Michael Zhu
ORG:University of Arkansas;FINN
TITLE:Banking Research Assistant
TEL;TYPE=WORK,VOICE:
EMAIL;TYPE=PREF,INTERNET:michaelz@uark.edu
ADR;TYPE=WORK:;;  University of Arkansas;Fayetteville;AR;72701;United States of America
END:VCARD